Terms & Conditions – PreTrAIde
These Terms & Conditions (the “Terms”) form a legally binding agreement between PAI INTELLIGENCE LTD, a private limited company incorporated in England and Wales (Company Number: 17409040, Registered Address: 124 City Road, London, EC1V 2NX, United Kingdom) (the “Company”, “we”, “us”), and any person or entity that accesses or uses the PreTrAIde platform (“PreTrAIde”, the “Platform”, the “Service”) (the “User”, “Customer”, “you”).
By creating an account, subscribing to a plan, clicking acceptance, or using any part of the Service, you confirm that you have read, understood, and agree to these Terms. If you do not agree, you must not use the Service.
These Terms apply to both individuals (consumers) and professionals/business users. Where mandatory consumer law applies, nothing in these Terms limits rights that cannot legally be excluded.
1. Definitions and Interpretation
In these Terms: “Account” means your registered user profile; “Subscription” means the paid monthly plan granting access to the Service; “Billing Cycle” means the monthly subscription period; “Analysis” means one pre-trade analysis run; “GO/NO-GO” means an automated output generated by the Platform; “External Platform” means any third-party trading/brokerage service used by the User outside PreTrAIde.
Headings are for convenience only. “Including” means “including without limitation”. If a clause is held invalid, the remainder continues in effect.
2. Company and Platform; Contracting Entity
“PreTrAIde” is the name of the Service and Platform. It is not a separate legal entity. The legal entity providing the Service is PAI INTELLIGENCE LTD. Your contractual relationship is solely with the Company.
References to “PreTrAIde” describe the Platform only and do not create obligations for any entity other than the Company. If you use the Service on behalf of a business, you warrant you have authority to bind that business.
3. Nature of the Service (SaaS Decision-Support Only)
PreTrAIde is a software-as-a-service (SaaS) platform that provides pre-trade analysis and decision-support features such as internal scoring, diversification checks, simulations, and AI-assisted interpretations. The Service is provided for informational purposes only.
The Service does not provide regulated investment services, is not authorised or supervised by the UK Financial Conduct Authority (FCA), and does not offer investment advice, financial advice, portfolio management, or personalised suitability assessments.
4. No Trade Execution; No Brokerage; No Custody
PreTrAIde never executes trades. The Platform does not place orders, route orders, transmit orders, hold funds, hold assets, provide custody, or interact with exchanges or brokers on your behalf.
If the Platform references or suggests an External Platform, any trading you perform is executed entirely outside PreTrAIde under the External Platform’s rules and agreements. You remain solely responsible for opening accounts with third parties and for all trading activity.
5. Eligibility; Consumer and Business Use
You must be legally capable of entering into a contract and must comply with applicable laws in your jurisdiction. If you use the Service as a business, you confirm you act for professional purposes and understand that consumer-specific protections may not apply.
The Company may refuse, suspend, or terminate access where required by law, for compliance reasons, or to prevent abuse or security risks.
6. Account Registration; Accuracy; Security
You agree to provide accurate, complete, and up-to-date information when creating and maintaining your Account. Inaccurate information may affect Service outputs and may lead to suspension.
You are responsible for maintaining the confidentiality of credentials and for all activity under your Account. You must promptly notify the Company of any suspected unauthorised access. The Company is not responsible for losses arising from compromised credentials.
7. User Inputs and Responsibility for Data Entered
The Platform produces outputs based on information you enter (e.g., basket composition, weights, preferences) and on automated processing. You are solely responsible for the accuracy and completeness of inputs and for verifying outputs.
You must not submit unlawful content or data you do not have rights to use. The Company may remove or restrict content if it reasonably believes it violates law or rights.
8. Outputs, Reports and Interpretations
Outputs, reports, simulations, and interpretations are generated by automated systems and may involve assumptions, model limitations, and simplifications. They are not factual guarantees and may be incomplete, delayed, or inconsistent.
You acknowledge that you must independently evaluate outputs and that reliance is at your sole discretion and risk.
9. GO / NO-GO – Meaning and Limitations
A GO/NO-GO indicator is a technical evaluation produced at a given moment using internal rules, scoring, diversification logic, and AI-assisted processing.
A GO is not a trade signal, not a recommendation, not a prediction, and not a guarantee of profit or execution success. A NO-GO is not a prediction of loss. Market behaviour is uncertain and can change rapidly.
10. AI and Automated Processing Disclaimer
The Platform uses internal calculation engines and may use AI-assisted components. Automated outputs may contain errors, approximations, incomplete interpretation, or inconsistencies. The Company does not warrant that outputs are accurate, complete, timely, or suitable for any strategy.
You acknowledge that AI and automated tools are inherently probabilistic and that you must not treat outputs as authoritative or professional advice.
11. External Platforms and Third-Party Services
The Platform may reference, link to, or suggest third-party services. Such services are independent from the Company. The Company does not control, endorse, or supervise third-party services and makes no warranties regarding them.
Any relationship you have with a third party is governed solely by that third party’s terms. The Company bears no liability for third-party actions, outages, execution, pricing, compliance, or security.
12. Subscription Plans; Features; Usage Limits
Access to the Service is provided through monthly Subscriptions. Each plan includes features and monthly quotas (e.g., number of analyses per month and basket size limits) as displayed on the Platform at the time of purchase.
The Company may update plan features to improve the Service, ensure security, or reflect technical constraints. If changes materially reduce core paid features, the Company will provide reasonable notice where practicable.
13. Analyses; Monthly Allowance; Additional Analyses
Your Subscription includes a number of analyses per Billing Cycle, as displayed for your plan at the time of purchase. This allowance is credited at the start of each Billing Cycle.
Allowance analyses that you do not use within a Billing Cycle do not carry over. At the start of each new cycle the allowance is replaced, not added to. You acknowledge that non-use does not stop time from running and does not prevent renewal billing unless you cancel.
You may also purchase additional analyses at any time from your Account, independently of your Subscription. Additional analyses are a one-off purchase: the unit price is determined by the currency of your Account and is displayed, together with the minimum and maximum quantity per purchase, before you confirm. Payment is taken immediately and the analyses are credited to your Account once payment succeeds. Currencies for which no price is published are not eligible.
Purchased analyses are not part of your monthly allowance. They remain on your Account until you use them, they are unaffected by the start of a new Billing Cycle, and they remain available to you if your Subscription ends. Analyses are consumed from your monthly allowance first, and from your purchased balance only once the allowance for the current cycle is exhausted.
Analyses have no cash value, cannot be transferred between Accounts and cannot be exchanged for money. Where your Subscription ends, the monthly allowance for the current Billing Cycle ceases with it.
14. Pricing; Currency; Taxes
Subscription prices are displayed on the Platform. The billing currency is determined based on your location/country where supported. If your location is not covered, billing defaults to USD.
You are responsible for any bank fees, foreign exchange fees, or intermediary charges. Taxes (including VAT or similar) may apply depending on your location and the Company’s tax obligations and Stripe configuration.
15. Payments; Stripe; Authorisation
Payments are processed by Stripe. By subscribing, you authorise the Company (via Stripe) to charge your selected payment method on a recurring basis. The Company does not store full payment card details.
If payment fails, the Company may suspend access until payment is successfully processed. Repeated failed payments may lead to termination for non-payment.
16. Free Trial; Automatic Renewal
Where a plan is offered with a free trial, the length of the trial and what it includes are stated on the Pricing page at the time you subscribe. A valid payment card is required in order to start a trial: your card is collected and saved when you sign up, but it is not charged during the trial period.
At the end of the trial your Subscription starts automatically and your card is charged the plan price then displayed. You will not be charged if you cancel before the end of the trial, which you may do at any time from your Account. If no valid payment method is available at the end of the trial, the Subscription is cancelled rather than left unpaid, and you are not charged.
Subscriptions renew automatically at the end of each Billing Cycle unless cancelled by you before renewal. Renewal occurs regardless of usage and regardless of any remaining allowance analyses, which do not carry over.
You are responsible for maintaining valid payment details and monitoring renewal dates through your Account. The Company may withdraw or vary trial offers for future subscriptions at any time; this does not affect a trial already started.
17. Upgrade / Downgrade (Proration)
You may upgrade or downgrade your plan at any time. Plan changes are handled using Stripe’s proration functionality, which may result in an immediate prorated charge (for upgrades) or a prorated credit applied according to Stripe’s rules (often towards the next invoice).
Feature availability and quotas may change immediately when a plan change becomes effective.
18. Cancellation by User (Subscription Switch)
You may cancel your Subscription at any time using the switch button available in the Account page. Cancellation disables automatic renewal immediately. Unless terminated earlier for breach, you retain access until the end of the current Billing Cycle.
Cancellation does not provide refunds for the current Billing Cycle and does not preserve unused analyses beyond the cycle end.
19. Refund Policy; Consumer Notice
Except where mandatory law requires otherwise, subscription fees are non-refundable. No refunds are provided for unused quotas, partial periods, or dissatisfaction with outputs.
If you are a consumer and mandatory withdrawal/cooling-off rights apply, you acknowledge that the Service is a digital service provided during the subscription period and that access may begin immediately upon purchase. Where you request immediate performance, you may lose certain statutory cancellation rights to the extent permitted by law.
20. Acceptable Use; Prohibited Conduct
You agree to use the Service lawfully and in accordance with these Terms. You must not misuse the Platform, including by attempting to bypass quotas, scrape content, reverse engineer systems, interfere with security, or use the Service to build a competing product.
The Company may apply rate limits or abuse prevention measures to protect the Platform and other users.
21. Suspension and Termination
The Company may suspend or terminate access for non-payment, breach of these Terms, suspected fraud, abuse, security risk, or legal compliance reasons. Where reasonable and appropriate, the Company may provide notice, but immediate action may be taken to protect the Service.
Termination does not entitle you to a refund except where mandatory law requires otherwise.
22. Intellectual Property; Licence
The Platform, software, algorithms, interfaces, and content are owned by the Company or its licensors. You receive a limited, non-exclusive, non-transferable licence to use the Service during an active Subscription for your internal purposes.
You must not copy, resell, distribute, or create derivative works from the Platform except as permitted by law or written permission.
23. Disclaimers; No Advice; No Warranty
Nothing on the Platform constitutes investment advice, financial advice, or a recommendation. The Service is provided “as is” and “as available”. The Company disclaims all warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
The Company does not warrant uninterrupted availability, error-free outputs, or that outputs will meet your objectives.
24. Absolute No Liability for Trading Losses; Limitation of Liability; Indemnity
You expressly acknowledge and agree that trading and investing involve substantial risk. The Company and the PreTrAIde Platform shall under no circumstances be responsible or liable for any loss of money, including capital loss, loss of profit, loss of opportunity, or any financial damage, whether direct or indirect, suffered by you.
This exclusion applies whether such losses are claimed to be related or unrelated to the Platform, including any report, analysis, simulation, score, or GO/NO-GO output, and regardless of any alleged reliance on Platform outputs. All trading activity is carried out entirely at your own risk.
To the extent any liability cannot be excluded by law, the Company’s aggregate liability is limited to the subscription fees paid by you to the Company during the three (3) months preceding the event giving rise to the claim.
You agree to indemnify and hold harmless the Company against claims arising from your misuse of the Service, breach of these Terms, unlawful activity, or use of outputs in a manner that violates law or third-party rights.
25. Changes, Notices, Governing Law, and Miscellaneous
The Company may update these Terms from time to time. Where changes are material, the Company will use reasonable efforts to provide notice via the Platform or email. Continued use after the effective date constitutes acceptance.
These Terms are governed by the laws of England and Wales. Courts of England and Wales have exclusive jurisdiction, except where mandatory consumer law requires otherwise. If any provision is unenforceable, the remainder remains effective. The Company may assign these Terms as part of a reorganisation or sale of assets. These Terms, together with the Privacy Policy, Risk Disclosure Statement, and Legal Disclaimer, constitute the entire agreement.